(Senior) Operational Risk Manager (f/m/d)

div class= content-intro p class= sc-gEkIjz cjtSrT MuiTypography-root MuiTypography-body1 sc-hoLEA Raisin is the world’s leading platform for savings and investment products. Founded in 2012, the nbsp; strong FinTech /strong connects consumers with banks in the EU, the UK and the US. This gives consumers strong better interest rates /strong and banks a strong diversified form of refinancing /strong . Our vision is to offer savings and investments without barriers and thus open up the global 160 trillion euro market. /p p class= sc-gEkIjz cjtSrT MuiTypography-root MuiTypography-body1 sc-hoLEA Raisin currently employs more than 800 people from over 75 countries worldwide. Today, the platform holds over 80 billion euros in assets from nbsp; strong more than one million investors /strong which have accrued over 5 billion euros in returns. /p /div p span style= color: rgb(0, 0, 0); strong Team /strong /span /p p The Risk Controlling team shapes Raisin Group’s resilience by establishing and maintaining the group-wide risk management framework in line with regulatory standards such as Basel. The team defines risk policies and controls and is responsible for identifying and assessing material risks across the group, including operational, credit, market, and liquidity risk, using methods such as risk assessments, stress testing, and scenario analysis. /p p In addition, Risk Controlling continuously monitors the group’s risk profile through risk metrics, key risk indicators, and early warning signals. The team prepares risk reporting for senior management and regulatory authorities and supports capital and liquidity adequacy assessments in line with regulatory requirements, ensuring the business model is backed by appropriate risk-bearing capacity and liquidity strength. /p p strong Your Responsibilities /strong /p p data-start= 329 data-end= 560 The Operational Risk Manager identifies, assesses, monitors, and reports operational risks in line with internal frameworks and regulatory requirements, including MaRisk and Basel III, as part of the second line of defense. /p p data-start= 562 data-end= 583 Key responsibilities: /p ul li data-start= 587 data-end= 712 Perform operational risk identification and assessment, including RCSA, scenario analysis, and loss database management /li li data-start= 587 data-end= 712 Proactively follow up on operational risk events and conduct lessons-learned analyses with business units /li li data-start= 829 data-end= 920 Provide independent operational risk input to projects and New Product Approval Processes /li li data-start= 923 data-end= 988 Monitor risk indicators and oversee incident and loss reporting /li li data-start= 991 data-end= 1093 Maintain and enhance the Operational Risk Management Framework in line with MaRisk and Basel III /li li data-start= 1096 data-end= 1178 Prepare operational risk reports for senior management and governance committees /li li data-start= 1181 data-end= 1244 Support development of risk appetite and control enhancements /li /ul p strong Your Profile /strong /p p You bring strong analytical capability, sound judgment, and a structured approach to operational risk management in a regulated banking environment. /p p data-start= 839 data-end= 860 Key requirements: /p ul li data-start= 864 data-end= 956 Degree in Business Administration, Finance, Risk Management, Economics, or a related field /li li data-start= 959 data-end= 1092 3–5 years of experience in operational risk management, internal audit, or risk consulting within banking or financial services /li li data-start= 1095 data-end= 1172 Hands-on experience with RCSA, incident management, and risk indicators /li li data-start= 1175 data-end= 1255 Solid knowledge of regulatory requirements, including MaRisk and Basel III /li li data-start= 1258 data-end= 1352 Experience with risk management systems and tools, including loss database and RCSA tracking /li li data-start= 1355 data-end= 1438 Ability to balance operational execution with an enterprise-wide risk perspective /li li data-start= 1441 data-end= 1540 Strong communication skills to work across functions and present risk topics to senior management /li li data-start= 1543 data-end= 1627 Proactive, independent working style with strong ownership and attention to detail /li li data-start= 1543 data-end= 1627 Professional certifications are a plus /li /ul p strong Join our mission, join our team – and grow with us! /strong /p p At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities. /p p As part of our team, you will benefit from: /p ul li Employee Development Budget of €2,000 and four full training days per year. /li li Flexible working hours, home office and 30 vacation days. /li li A company pension scheme (Betriebliche Altersvorsorge), which we support with 20%. /li li Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month. nbsp; /li li Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month. /li li Love cycling? With JobRad, lease the bike of your choice and enjoy tax savings, plus Raisin covers your monthly insurance costs. /li li Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office. /li li You are moving from another country or city to join us? We may support your relocation. /li /ul div class= content-conclusion p a href= https://www.raisin.com/corporate/raisin-applicant-privacy-policy/ em Raisin Applicant Privacy Policy /em /a /p p data-start= 728 data-end= 900 We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply. /p p data-start= 907 data-end= 1013 We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity. /p /div Find more English Speaking Jobs in Germany on Arbeitnow